Planning and designing an addition or renovation to a home can be challenging. Because there is already an existing building, whatever you do must complement what is there. That doesn’t necessarily mean you have to imitate the design of the existing building, but any new addition needs to be sympathetic – and this is where […]

The ability to earn an income is the biggest asset we have. Without an income most households will not be able to meet their day to day expenses that over time will result in financial hardship.

Income Cover provides a financial safety net should you be disabled as a result of sickness or injury, and unable to earn your regular income. The monthly benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.

Trauma insurance is designed to relieve the financial hardship that can come with a big health shock.

While life insurance pays a lump sum on your death, trauma insurance pays a lump sum on the diagnosis of any one of a number of serious illnesses.

To understand how that can work, contact Matt to discuss and understand how trauma insurance can work for you.

Private Medical Cover provides the funding to enable you to have private medical treatment whenever you require more immediate access or a broader range of treatment options than are available to you through the public health system. Contact Matt to discuss your medical insurance needs.

Shareholder Protection insurance is primarily designed for businesses that are owned by multiple shareholders or partners.

A partner/shareholder may be unable to continue to contribute to the business due to death, illness or injury. In this event, it provides the necessary liquidity for the surviving shareholder to buy the deceased or disabled shareholder’s share.

It is essential that this type of insurance is backed up by a formal shareholder agreement. We can advise you on this.

Specialist people are often are massive part of the success of a business and if these specialist are unable to perform their occupational duties, the ongoing success of a business will be in jeopardy.
The simple way of describing Key Person insurance cover is like Life Insurance on a business. The need for Key Person Insurance is crucial at a time like this. There are many business owners in New Zealand that suffer financially once a Key Person or executive in their business is sick, disabled or injured. The sudden loss of a key person or executive would have a huge impact on the company’s operations and future.
Contact Matt to discuss how key person insurance would fit in your business.